Private Banking - Our Services
We have a complete range of enhanced banking, financial and wealth management services,
which can be customised to meet your needs.
All of our services can be customised to meet your unique financial needs and long-term wealth aspirations.
Cash Management
As a Private Banking client you have access to a full range of enhanced personal banking services, many
of which are exclusive and free of charge. These include:
- Current accounts offering a competitive interest rate, the option of exclusive Private Banking
cheques and a pre-approved overdraft
- A Private Banking Gold Thoroughbred Card with an automatic credit limit reflecting your financial
status
- An exclusive Private Banking telephone service as well as International Banking, Foreign Exchange and
insurance services.
Investment Services
We draw on independent research and specialist knowledge from across our global organisation to identify
the very best investment solutions for you.
Our philosophy is based on working with you to develop a personalised investment strategy to reflect
your individual situation, financial goals, and attitude to investment risk.
Our primary goal is to increase your wealth over time and reduce portfolio volatility through our
proprietary investment approach.
We offer a range of investment options to meet your specific requirements.
Investment Approach
Our primary goals are to increase your wealth over time and reduce portfolio volatility through
our proprietary approach.
Our core investment objective is for you to receive a level of return that is appropriate to your
tolerance for risk. Our approach is based on developing a long-term relationship with you to gain a deep
understanding of your financial goals, allowing us to develop a personalised investment strategy.
You will have your own Private Banker who is responsible for ensuring that the agreed strategy is
reflected in your portfolio. They will be your single point of contact for all your needs.
Investment Options
Our Investment Management Service is a fully managed portfolio service, which allows you to benefit
from our investment expertise. Your Private Banker will develop a thorough understanding of your needs
and work with our investment specialists to design, implement and manage your portfolio.
Our Investment Advisory Service gives you control of your assets, while allowing you to benefit from
our investment expertise and access to capital markets.
Our Execution Only Service gives you the convenience of transacting your investment choices through an
experienced Private Banker. You will also benefit from our strong relationships with stockbrokers and
other financial institutions.
Investments Online
As an National Bank Private Banking Investment Services Client, you have a choice of how and when
you view information about your investments.
- Monitoring Reports - As an Investment Management client, you will receive detailed reports on
the performance of your portfolio. These reports are printed and sent to you along with our
in-house Investment Update publication on a quarterly basis. The monitoring reports provide you
with detailed information on the performance of your investments. Investment Update provides you
with information and commentary from our Chief Investment Officer, Head of Investments and other
senior investment team members, about the markets and our investment views.
- Investments Online - This is a secure and easy to use on-line service, which enables you to
view information on your investment portfolio, such as portfolio valuations and cash transaction
schedules that are updated on a regular basis. In addition, the service provides online access
to research, commentaries, general investment information and many other features. To register now
for this service, contact us
or speak to your Private Banker.
Lending Services
Our lending services provide a wide range of solutions from straight forward credit requirements to
complex foreign exchange hedging. Your Private Banker can work with you to assess your needs and objectives
and arrange the best solutions for your requirements through our dedicated lending team.
Specialist Services
Whether you want to manage your risks through our comprehensive range of insurances, or protect your
assets by taking advantage of our estate planning knowledge, Private Banking can assist.
Your Private Banker can review your existing plans and refer you to specialists if required.
Full details of all products, including fees, terms and conditions, investment statements
(where applicable) and lending and eligibility criteria, are available from your Private Banker
together with your Private Banker's personal disclosure statement prepared under the Securities Markets Act
1988, which is available free of charge.
Read our
general disclosure statement and our
disclosure statement prepared under the Securities Markets Act
1988.