Principal Protect Contents Insurance

Many New Zealanders underestimate the value of their possessions. Choosing the right amount of cover to protect your valuable possessions is an important consideration.

Special Features

  • Full replacement of most home contents for accidental loss or damage
  • Cover available for loss of business tools, carpets and drapes, frozen food deterioration and jewellery replacement
  • Legal liability protection up to $1,000,000 plus legal costs and expenses
  • Free contents cover for your children while in boarding school or living in tertiary accommodation (conditions apply)
  • Cover for your home office
  • Cover for valuable items such as photographic or video equipment (limits apply)
  • Bicycles covered up to $3,000 with ability to extend cover
  • Boats covered up to $1,500
  • Up to $1,000 cover for replacement locks and keys
  • Natural Disaster Damage automatic top-up cover for earthquake and natural disaster
  • Discount when you take out two or more home buildings, contents, motor vehicle or boat policies with The National Bank
  • Discount if an approved and operating security system is installed
  • No claims bonus
  • We will not charge you two excesses where a claim is accepted for loss or damage arising from the same event under two or more Principal Protect policies

Temporary Accommodation

  • Temporary accommodation benefit up to the lesser of $25,000 or 12 months accommodation

Gradual Damage

  • Gradual damage benefit up to $3,000 (conditions apply)

Optional Benefits

  • Your contents are covered while in storage, or in transit, up to the nominated sum insured (conditions apply)
  • Excess refund

To apply for Principal Protect Contents Insurance

Talk to a Banking Consultant at any branch of The National Bank, or call 0800 438 668 during normal working hours.

National Bank Life Insurance and Loan Protection Insurance is underwritten by ING Insurance Services (NZ) Limited. Vero Insurance New Zealand Limited underwrites Principal Protect, Base Protect and Travel Protect insurance. No member of ANZ National Bank Limited and its related companies or any other person guarantees ING Insurance Services (NZ) Limited or Vero Insurance New Zealand Limited and their subsidiaries or any of the products issued by them. ANZ National Bank Limited may receive a commission on any policy it arranges.

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Save and Invest

Organising your savings and investments can be simple. All you have to do is decide what your goals are, and we can help you find the best way of achieving them.

More information

If you’d like to talk further about any of these options, call 0800 18 18 18, contact any branch, or e-mail us.

Read our general disclosure statement and our disclosure statement prepared under the Securities Markets Act 1988.

You'll need Adobe Acrobat Reader to read the PDF version. If you don't have it, don't worry - it's free. Just follow this link to the Adobe site to download a copy.

The taxation treatment of Portfolio Investment Entities is covered in the Investment Statement (PDF 138KB).

* ANZ Investment Services (New Zealand) Limited is the issuer/manager of the National Bank Call Fund. The New Zealand Guardian Trust Company Limited is the Trustee of the Fund. The National Bank of New Zealand, part of ANZ National Bank Limited is the distributor of units in the Fund. Units in the Fund do not represent deposits or other liabilities of ANZ National Bank Limited. An investment in the Fund is subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of the ANZ National Bank Limited Group, the New Zealand Guardian Trust Company Limited or any other person guarantees (either partially or fully) ANZ Investment Services (New Zealand) Limited or the capital value or performance of the Fund or any other products issued by them.

^ A copy of The National Bank KiwiSaver Scheme Investment Statement is available as a PDF at the below link, or you can request one to be sent to you by calling 0800 156 020 Guardian Trust Superannuation Trustees Limited is the issuer of The National Bank KiwiSaver Scheme, ING (NZ) Limited is the Administration and Investment Manager and The National Bank of New Zealand, part of ANZ National Bank Limited, is the Distributor. Units in the Scheme do not represent deposits or other liabilities of ANZ National Bank Limited. Units are subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of ANZ National Bank Limited Group, ING Group, Guardian Trust Superannuation Trustees Limited, its parent and their respective directors or any other person guarantees or secures (either partially or fully) ING (NZ) Limited and its subsidiaries or the capital value or performance of the Scheme or any other products issued or managed by them.

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